Doctor just received his medical license and has been practicing for less than two years
Some of the equipment being leased is furniture- weak collateral
Personal credit is shot due to a divorce
Strengths (Pros)
Local clinic is being supported by a local hospital
Doctor has invested over $20,000 of his own cash into the business
Doctor has a salary guaranty of at least $72k for the first year from the hospital. Once the clinic is up and running his salary will increase to $160K
Spouse brings in additional consulting income which will help cover personal debt while the clinic gets started
Creative Solution
30 month term, offered a 25% refundable security deposit