PG with 20% ownership had limited credit, FICO’s were low 600’s
Low employee count
Strengths (Pros)
Family operated business, father and son
Agreed to a shorter term and cross corporate guarantee
Cross-corp doing $1,400,000 in gross sales
Obtained a 2nd lien on the property where the scales were being installed
The business had been operating since 1950
Owners spouse owns a hair salon and brings in an additional income of $50,000
New scales will increase revenues by $175,000 annually
Creative Solution
We were able to obtain a cross corporate guarantee from the lessee’s other business($1,400,000 annual revenue), they agreed to a shorter term of 24 months, 10% refundable security deposit, 2nd lien on land and building.